What do I need to ask my agent about my Flood Insurance policy?

on July 27 | in Uncategorized | by | with No Comments

Flood insurance is a confusing subject that is very important to fully understand. The government administers standard flood insurance up to $250,000 of coverage through the NFIP program. Here are some basic questions you need to ask your agent to fully understand how you are covered.

What flood zone do I live in? What is my property‚Äôs flood risk? Is flood insurance mandatory for my property? Will the lender require it? Even if flood insurance isn’t required by my lender, do I still need it? Do I qualify for a Preferred Risk Policy?

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